Personal and business bankruptcy in New Jersey
Scott Itzkowitz has over 28 years of experience representing personal and business bankruptcy clients in New Jersey. He guides you through the process step by step and is always available by phone to answer questions as they come up, so your interests are protected.
How bankruptcy can help
- Drastically reduce or eliminate debt
- Save your home and car
- Stop harassing phone calls from creditors
Types of bankruptcy
Chapter 7 eliminates most unsecured debts, such as credit cards and medical bills, for people who qualify, usually within a few months.
Chapter 13 sets up a repayment plan, typically three to five years, and can let you catch up on missed mortgage or car payments so you keep your home and car.
Chapter 11 lets a business reorganize its debts and keep operating.
Once a case is filed, the automatic stay generally stops collection calls, lawsuits, wage garnishments and foreclosure while the case is pending.
Why Attorney Scott Itzkowitz?
- 28+ years of experience
- Free consultation and reasonable rates
- Chapters 7, 9, 11 and 13
- Conveniently located on Route 46 in Mountain Lakes